Code of Federal Regulations (Last Updated: November 8, 2024) |
Title 12 - Banks and Banking |
Chapter II - Federal Reserve System |
SubChapter A - Board of Governors of the Federal Reserve System |
Part 229 - Availability of Funds and Collection of Checks (Regulation Cc) |
Appendix A to Part 229 - Routing Number Guide to Next-Day Availability Checks and Local Checks
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Appendix A to Part 229 - Routing Number Guide to Next-Day Availability Checks and Local Checks
A. Each bank is assigned a routing number by an agent of the American Bankers Association. The routing number takes two forms: a fractional form and a nine-digit form. A paying bank generally is identified on the face of a check by its routing number in both the fractional form (which generally appears in the upper right-hand corner of the check) and the nine-digit form (which is printed in magnetic ink along the bottom of the check). Where a check is payable by one bank but payable through another bank, the routing number appearing on the check is that of the payable-through bank, not the payor bank.
B. The first four digits of the nine-digit routing number (and the denominator of the fractional routing number) form the “Federal Reserve routing symbol,” and the first two digits of the routing number identify the Federal Reserve District in which the bank is located. Thus, 01 will be the first two digits of the routing number of a bank in the First Federal Reserve District (Boston), and 12 will be the first two digits of the routing number of a bank in the Twelfth District (San Francisco). Adding 2 to the first digit denotes a thrift institution. Thus, 21 identifies a thrift in the First District, and 32 denotes a thrift in the Twelfth District.
Fourth Federal Reserve District
[Federal Reserve Bank of Cleveland]
Head Office
- 1 0110
- 0111
- 0112
- 0113
- 0114
- 0115
- 0116
- 0117
- 0118
- 0119
- 0210
- 0211
- 0212
- 0213
- 0214
- 0215
- 0216
- 0219
- 0220
- 0223
- 0260
- 0280
- 0310
- 0311
- 0312
- 0313
- 0319
- 0360
- 0410
- 0412
- 0420
- 0421
- 0422
- 0423
- 0430
- 0432
- 0433
- 0434
- 0440
- 0441
- 0442
- 0510
- 0514
- 0515
- 0519
- 0520
- 0521
- 0522
- 0530
- 0531
- 0532
- 0539
- 0540
- 0550
- 0560
- 0570
- 0610
- 0611
- 0612
- 0613
- 0620
- 0621
- 0622
- 0630
- 0631
- 0632
- 0640
- 0641
- 0642
- 0650
- 0651
- 0652
- 0653
- 0654
- 0655
- 0660
- 0670
- 0710
- 0711
- 0712
- 0719
- 0720
- 0724
- 0730
- 0739
- 0740
- 0749
- 0750
- 0759
- 0810
- 0812
- 0813
- 0815
- 0819
- 0820
- 0829
- 0830
- 0839
- 0840
- 0841
- 0842
- 0843
- 0863
- 0865
- 0910
- 0911
- 0912
- 0913
- 0914
- 0915
- 0918
- 0919
- 0920
- 0921
- 0929
- 0960
- 1010
- 1011
- 1012
- 1019
- 1020
- 1021
- 1022
- 1023
- 1030
- 1031
- 1039
- 1040
- 1041
- 1049
- 1070
- 1110
- 1111
- 1113
- 1119
- 1120
- 1122
- 1123
- 1130
- 1131
- 1140
- 1149
- 1163
- 1210
- 1211
- 1212
- 1213
- 1220
- 1221
- 1222
- 1223
- 1224
- 1230
- 1231
- 1232
- 1233
- 1240
- 1241
- 1242
- 1243
- 1250
- 1251
- 1252
- 2111
- 2112
- 2113
- 2114
- 2115
- 2116
- 2117
- 2118
- 2119
- 2210
- 2211
- 2212
- 2213
- 2214
- 2215
- 2216
- 2219
- 2220
- 2223
- 2260
- 2280
- 2310
- 2311
- 2312
- 2313
- 2319
- 2360
- 2410
- 2412
- 2420
- 2421
- 2422
- 2423
- 2430
- 2432
- 2433
- 2434
- 2440
- 2441
- 2442
- 2510
- 2514
- 2515
- 2519
- 2520
- 2521
- 2522
- 2530
- 2531
- 2532
- 2539
- 2540
- 2550
- 2560
- 2570
- 2610
- 2611
- 2612
- 2613
- 2620
- 2621
- 2622
- 2630
- 2631
- 2632
- 2640
- 2641
- 2642
- 2650
- 2651
- 2652
- 2653
- 2654
- 2655
- 2660
- 2670
- 2710
- 2711
- 2712
- 2719
- 2720
- 2724
- 2730
- 2739
- 2740
- 2749
- 2750
- 2759
- 2810
- 2812
- 2813
- 2815
- 2819
- 2820
- 2829
- 2830
- 2839
- 2840
- 2841
- 2842
- 2843
- 2863
- 2865
- 2910
- 2911
- 2912
- 2913
- 2914
- 2915
- 2918
- 2919
- 2920
- 2921
- 2929
- 2960
- 3010
- 3011
- 3012
- 3019
- 3020
- 3021
- 3022
- 3023
- 3030
- 3031
- 3039
- 3040
- 3041
- 3049
- 3070
- 3110
- 3111
- 3113
- 3119
- 3120
- 3122
- 3123
- 3130
- 3131
- 3140
- 3149
- 3163
- 3210
- 3211
- 3212
- 3213
- 3220
- 3221
- 3222
- 3223
- 3224
- 3230
- 3231
- 3232
- 3233
- 3240
- 3241
- 3242
- 3243
- 3250
- 3251
- 3252
1 The first two digits identify the bank's Federal Reserve District. For example, 01 identifies the First Federal Reserve District (Boston), and 12 identifies the Twelfth District (San Francisco). Adding 2 to the first digit denotes a thrift institution. For example, 21 identifies a thrift in the First District, and 32 denotes a thrift in the Twelfth District.
Federal Reserve Banks
- 0110 0001 5
- 0111 0048 1
- 0210 0120 8
- 0212 0400 5
- 0213 0500 1
- 0220 0026 6
- 0310 0004 0
- 0410 0001 4
- 0420 0043 7
- 0430 0030 0
- 0440 0050 3
- 0510 0003 3
- 0519 0002 3
- 0520 0027 8
- 0530 0020 6
- 0539 0008 9
- 0610 0014 6
- 0620 0019 0
- 0630 0019 9
- 0640 0010 1
- 0650 0021 0
- 0660 0010 9
- 0710 0030 1
- 0711 0711 0
- 0720 0029 0
- 0730 0033 8
- 0740 0020 1
- 0750 0012 9
- 0810 0004 5
- 0820 0013 8
- 0830 0059 3
- 0840 0003 9
- 0910 0008 0
- 0920 0026 7
- 1010 0004 8
- 1020 0019 9
- 1030 0024 0
- 1040 0012 6
- 1110 0003 8
- 1120 0001 1
- 1130 0004 9
- 1140 0072 1
- 1210 0037 4
- 1220 0016 6
- 1230 0001 3
- 1240 0031 3
- 1250 0001 1
Federal Home Loan Banks
- 0110 0053 6
- 0212 0639 1
- 0260 0973 9
- 0410 0291 5
- 0420 0091 6
- 0430 0143 5
- 0430 1862 2
- 0610 0876 6
- 0710 0450 1
- 0730 0091 4
- 0740 0101 9
- 0810 0091 9
- 0910 0091 2
- 1010 0091 2
- 1011 0194 7
- 1110 1083 7
- 1119 1083 0
- 1210 0070 1
- 1240 0287 4
- 1250 0050 3
[53 FR 19433, May 27, 1988]