Code of Federal Regulations (Last Updated: May 6, 2024) |
Title 12 - Banks and Banking |
Chapter I - Comptroller of the Currency, Department of the Treasury |
Part 167 - Capital |
Subpart B - Regulatory Capital Requirements |
§ 167.2 - Minimum regulatory capital requirement.
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§ 167.2 Minimum regulatory capital requirement.
(a) To meet its regulatory capital requirement a Federal savings association must satisfy each of the following capital standards:
(1) Risk-based capital requirement.
(i) A Federal savings association's minimum risk-based capital requirement shall be an amount equal to 8% of its risk-weighted assets as measured under § 167.6 of this part.
(ii) A Federal savings association may not use supplementary capital to satisfy this requirement in an amount greater than 100% of its core capital as defined in § 167.5 of this part.
(2) Leverage ratio requirement.
(i) A Federal savings association's minimum leverage ratio requirement shall be the amount set forth in § 167.8 of this part.
(ii) A Federal savings association must satisfy this requirement with core capital as defined in § 167.5(a) of this part.
(3) Tangible capital requirement.
(i) A Federal savings association's minimum tangible capital requirement shall be the amount set forth in § 167.9 of this part.
(ii) A Federal savings association must satisfy this requirement with tangible capital as defined in § 167.9 of this part in an amount not less than 1.5% of its adjusted total assets.
(b) [Reserved]
(c) Federal savings associations are expected to maintain compliance with all of these standards at all times.