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Code of Federal Regulations (Last Updated: May 6, 2024) |
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Title 24 - Housing and Urban Development |
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Subtitle B - Regulations Relating to Housing and Urban Development |
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Chapter I - Office of Assistant Secretary for Equal Opportunity, Department of Housing and Urban Development |
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SubChapter A - Fair Housing |
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Part 100 - Discriminatory Conduct Under the Fair Housing Act |
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Subpart C - Discrimination in Residential Real Estate-Related Transactions |
§ 100.141 - Definitions.
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§ 100.141 Definitions.
As used in this subpart:
Lender means a person who engages in a residential real estate-related lending transaction.
Self-test means any program, practice or study a lender voluntarily conducts or authorizes which is designed and used specifically to determine the extent or effectiveness of compliance with the Fair Housing Act. The self-test must create data or factual information that is not available and cannot be derived from loan files, application files, or other residential real estate-related lending transaction records. Self-testing includes, but is not limited to, using fictitious credit applicants (testers) or conducting surveys of applicants or customers, nor is it limited to the pre-application stage of loan processing.
[62 FR 66432, Dec. 18, 1997]