Exhibit F-1 to Subpart E of Part 1944 - Relationship of Adviser to Members

Relationship of Adviser to Members

I. The adviser must be able to teach the members and the members must be willing to learn management and maintenance of total Cooperative while they gradually assume more and more responsibilities, until the cooperative is completely self-managed.

II. In order to be effective, the adviser should have the ability to teach to members:

a. The complete procedures and techniques of management and maintenance. b. A cooperative approach to everything involved while member lives in a cooperative. c. An ability to deal with persons in authority. d. Resources and how to use them. e. Board procedures and specific duties. f. Functions and responsibilities of Committees. g. Regulatory documents and their importance. h. Attitudes and procedures that will help member to: 1. Learn while doing. 2. Make payments on time. 3. Develop a willingness to do his or her fair share of the work and the decision-making. 4. Cultivate a concern for his or her neighbor. 5. Consider the good of the group, ahead of self-interest. 6. Use his or her vote and know it counts: within the cooperative for directors and officers of the board; outside for local, state, and national Government. 7. Cooperate with board and committees.

III. The adviser must be able to help the people understand that there are rules which must be followed. The adviser must make certain that the members realize that, by signing their occupancy agreement, they are agreeing to live up to all aspects of that agreement. In so doing, they are agreeing to abide by all of the funding agency's regulations pertaining to the cooperative. These regulatory documents must be taught over and over and consulted by the members in all major decisions. The adviser would also be expected to:

a. Work with families or individuals with specific problems. b. Consider each activity as an opportunity for the members to learn, learning while doing must be the members' primary goal. c. Become involved in the early planning stage of the cooperative. d. Involve members in decisionmaking during the planning stage, including the selection of living unit. e. Feel a part of the group of members and break down regulations and instructions into language understood by them. f. Give members the freedom and encouragement to express ideas and to carry out ideas accepted by the majority unless they are contrary to Government regulations. g. Interpret Government regulations and guidelines, being able to apply and teach them.