2024-16729. Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996

Categories and Regulations Addressed in the Second Federal Register Notice

Subject	National banks	State member banks	State non-member banks	Federal savings associations	State savings associations	BHCs & FHCs ---------- SLHCs
Consumer Protection  1 —
Interagency Regulations
Consumer Protection in Sales of Insurance	12 CFR part 14	12 CFR part 208, subpart H [Reg. H]	12 CFR part 343	12 CFR part 14	12 CFR part 343
Fair Housing	12 CFR part 27		12 CFR part 338	12 CFR part 128 (including other nondiscrimination requirements)	12 CFR part 338
Loans in Identified Flood Hazard Areas	12 CFR part 22	12 CFR 208.25 [Reg. H]	12 CFR part 339	12 CFR part 22	12 CFR part 339
Prohibition Against Use of Interstate Branches Primarily for Deposit Production	12 CFR part 25, subpart E	12 CFR part 208.7 [Reg. H]	12 CFR part 369
Information Security Standards	12 CFR part 30, Appx. B	12 CFR part 208, Appx. D-2 [Reg. H]	12 CFR part 364, Appx. B	12 CFR part 30, Appx. B	12 CFR part 364, Appx. B	12 CFR part 225, Appx. F [Reg. Y]. ----------
Fair Credit Reporting Act Duties of Users of Consumer Reports Regarding Address Discrepancies and Records Disposal	12 CFR part 41, subpart I	12 CFR part 222, subpart I [Reg V]	12 CFR part 334, subpart I	12 CFR part 41, subpart I	12 CFR part 334, subpart I
Fair Credit Reporting Act Consumer Information Identity Theft Red Flags	12 CFR part 41, subpart J	12 CFR part 222 subpart J [Reg V]	12 CFR part 334, subpart J	12 CFR part 41, subpart J	12 CFR part 334, subpart J
OCC Regulations
Federal Savings Association Advertising				12 CFR 163.27
Federal Savings Association Tying Restriction Exception				12 CFR 163.36
Residential Mortgage Lending Practices	12 CFR part 30, appx. C			12 CFR part 30, appx. C
FDIC Regulations
Advertisement of Membership	12 CFR part 328	12 CFR part 328	12 CFR part 328	12 CFR part 328	12 CFR part 328
Deposit Insurance Coverage	12 CFR part 330	12 CFR part 330	12 CFR part 330	12 CFR part 330	12 CFR part 330
Certification of Assumption of Deposits and Notification of Changes of Insured Status	12 CFR part 307	12 CFR part 307	12 CFR part 307	12 CFR part 307	12 CFR part 307
Federal Interest Rate Authority		12 CFR part 331	12 CFR part 331
Directors, Officers, and Employees
Interagency Regulations
Limits on Extensions of Credit to Executive Officers, Directors and Principal Shareholders; Related Disclosure Requirements	12 CFR part 31	12 CFR part 215 [Reg. O]	12 CFR 337.3	12 CFR part 31	12 CFR 337.3
Management Official Interlocks	12 CFR part 26	12 CFR part 212 [Reg. L]	12 CFR part 348	12 CFR part 26	12 CFR part 348	12 CFR part 212 [Reg. L]. ---------- 12 CFR part 238, subpart J [Reg LL].
OCC Regulations
National Bank Activities and Operations	12 CFR part 7, subparts B and C
Federal Savings Association Operations				12 CFR part 163
Federal Savings Association Restrictions on Transactions with Officers, Directors, and Others				12 CFR part 31; 12 CFR 160.130
FDIC Regulations
Golden Parachute and Indemnification Payments	12 CFR part 359	12 CFR part 359	12 CFR part 359	12 CFR part 359	12 CFR part 359	12 CFR part 359. ---------- 12 CFR part 359.
Money Laundering
Interagency Regulations
Bank Secrecy Act Compliance	12 CFR part 21, subpart C	12 CFR 208.63 [Reg. H]	12 CFR part 326, subpart B	12 CFR part 21, subpart C	12 CFR part 326, subpart B
Reports of Crimes or Suspected Crimes	12 CFR part 21, subpart B	12 CFR 208.62 and 208.63 [Reg. H]	12 CFR part 353	12 CFR 163.180(d)	12 CFR part 353	12 CFR 225.4(f) [Reg. Y].
1  Regulations for which rulemaking authority has transferred to the CFPB are not included in this Consumer Protection category. As described in the SUPPLEMENTARY INFORMATION section of this document, the CFPB is required to review its significant rules and publish a report of its review no later than five years after they take effect in a process separate from the EGRPRA process.