Comment on FR Doc # 2013-06454

Instead of going into effect on January 1, 2014, activation should be immediate for the provisions of the Affordable Care Act that continue HIPAA health insurance but eliminate the current price gouging. It is factual that HIPAA protections mandate the offering of “guaranteed” insurance coverage for those persons with deniable medical conditions for regular private policies. However, such healthcare policies are only technically-available. HIPAA health insurance is price prohibitive for those of us in the 98% given an average $1,200.00 monthly premium and average annual deductible ranging from $6,000.00 to $7,200.00. Those of us with preexisting medical conditions and no insurance or insurance coverage that expires within the next 60 days have waited long enough for implementation of coverage under the Affordable Care Act. The Supreme Court has ruled in the affirmative that the Affordable Care Act is constitutional. The Affordable Care Act became executable law when the sitting President and Congress were sworn into office this past January. The States and insurers have known for at least a year that the conditions of the Affordable Care Act would become law. Therefore it is not necessary to establish any additional waiting periods.