Comment Submitted by Jeffrey Mitchell, Homes Are Possible, Inc.

As a not-for-profit provider of secondary financing (down payment assistance grants), I find the need for licensing to be both a serious potential financial burden for my non-profit, a potential hindrance to the actual delivery of our grant funds to the eligible clients (50% AMI). It seems something like trying to kill a fly with a sledgehammer. While I have no doubt that there may be instances where licensing has merit, I cannot see how it will assist the people we serve.