Appendix C to Part 370 - Credit Balance Processing File Structure

Appendix C to Part 370 - Credit Balance Processing File Structure

A covered institution's IT system should be able to produce a file in the format below that can be used to calculate deposit insurance coverage for deposits resulting from credit balances on accounts for debt owed to the covered institution (“credit balances”). This file format is derived from the “Broker Submission File Format” found in the FDIC's “Deposit Broker's Processing Guide,” supplemented by the “Addendum to the Deposit Broker's Processing Guide” used for Part 370 alternative recordkeeping entity processing. The file format below identifies fields that are not applicable for processing credit balances. These fields should be null while also maintaining the pipe delimiters. Additional information regarding the FDIC's Deposit Broker's Processing Guide for part 370 covered institutions may be found at https://www.fdic.gov/deposit/deposits/brokers/part-370-appendix.html

Field name	Description	Null value allowed? (Y/N)
01 Broker Number	Not applicable	Y.
02 Account Number	Account number of account holding pending payments or other items for refunds of credit balances	N.
03 Customer Account Number	Assigned customer account number	N.
04 CUSIP	Not applicable	Y.
05 Tax ID	Taxpayer identification number of the account holder	N.
06 Tax ID Code	Code indicates corporate (TIN) or personal tax identification number (SSN)	N.
07 Name	Full name of credit balance owner	N.
08 Name 2	Name 2	Y.
09 Address 1	Address line 1 as it appears on the credit balance owner's statement	N.
10 Address 2	Address line 2 as it appears on the credit balance owner's statement	Y.
11 Address 3	Address line 3 as it appears on the credit balance owner's statement	Y.
12 City	Address city as it appears on the credit balance owner's statement	N.
13 State	State postal abbreviation as it appears on the credit balance owner's statement	Y.
14 Zip/Postal	The zip/postal code associated with the credit balance owner's address at it appears on the credit balance owner's statement. For United States zip codes, use the United States Postal Service ZIP+4 standard. For international zip codes follow that standard format of that country	N.
15 Country	Country code as it appears on the credit balance owner's statement	N.
16 Province	Province as it appears on the credit balance owner's statement	Y.
17 IRA Code	Not applicable	Y.
18 Credit Balance	Credit balance of the account as of the institution failure date	N.
19 Sub-broker Indicator	Not applicable	Y.
20 Deposit Account Ownership Category	Account ownership right and capacity	N.
21 Transactional Flag	Not applicable	Y.
22 Retained Interest	Not applicable	Y.
23 Amount of Overfunding	Not applicable	Y.
24 Account Participant Full Name	Not applicable	Y.
25 Account Participant Type	Not applicable	Y.
26 Amount of Account Participant's Non-contingent Interests	Not applicable	Y.
27 Amount of Account Participant's Contingent Interests	Not applicable	Y.
28 Account Participant's Government-Issued ID	Not applicable	Y.
29 Account Participant's Government-Issued ID Type	Not applicable	Y.