Comment on FR Doc # E7-25119

RE: DoD-2006-0S-0216 The short-term answer, for active duty servicemembers, is to allow advances against future paychecks without interest. For example, suppose a soldier's car requires emergency repairs, and he doesn't have the cash on hand. Under this suggestion, he could obtain the money as a draw against future pay, and would have the loan automatically deducted from his check until it is paid off. I would limit the amount of the repayment to perhaps 10% of a soldier's net pay per pay period. This could mean that it would take several months before the short-term loan is repaid. The more comprehensive answer is legislation imposing usury limits on all products. I believe these should be applicable to servicemembers and nonservicemembers alike. Finally, whatever action you take should be applicable to active duty, reserve/national guard and retired servicemembers and their dependents as well as DOD civilians,